TERMS OF SERVICE

By accessing, browsing, or using Quant Digital ("Platform", "Service", "we", "us", "our") located at https://quantdigital.org, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and all applicable laws and regulations.

If you do not agree with any part of these Terms, you must immediately discontinue use of the Platform. Your continued use of the Platform following any modifications to these Terms constitutes acceptance of those modifications.

You represent and warrant that: (a) you are at least 18 years of age or the age of majority in your jurisdiction, whichever is greater; (b) you have the legal capacity to enter into these Terms; (c) you are not located in, incorporated in, or a citizen or resident of any jurisdiction where access to or use of cryptocurrency analytics services is prohibited or restricted by law, including any jurisdiction subject to comprehensive sanctions by the United States, European Union, or United Kingdom; (d) you are not listed on any applicable sanctions list including the OFAC Specially Designated Nationals (SDN) List, EU Consolidated Sanctions List, or UK Sanctions List; and (e) your use of the Platform will not violate any applicable law, regulation, or rule in any jurisdiction.

Quant Digital provides a quantitative analytics dashboard that aggregates, processes, and displays cryptocurrency market data, statistical indicators, trend probability indices, cycle valuation metrics, composite scoring systems, and related educational content. All content is bona fide, disinterested, general, and impersonal — it is not tailored to any individual user's investment needs.

The Platform specifically does NOT:

• Execute, facilitate, or process any trades or transactions in cryptocurrencies or any financial instruments.
• Provide custody, storage, or management of any digital assets, cryptocurrencies, fiat currencies, or financial instruments.
• Receive, transmit, store, buy, sell, or exchange cryptocurrency or any virtual asset on behalf of any user.
• Manage, advise on, or make decisions regarding any investment portfolio, allocation, or strategy on behalf of any user.
• Operate as an exchange, broker-dealer, transfer agent, custodian, money services business (MSB), money transmitter, or any other regulated financial services entity.
• Provide personalized financial advice, investment recommendations, commodity trading advice, or tax guidance.
• Engage in any Virtual Currency Business Activity as defined under 23 NYCRR 200.2(q) (New York BitLicense) or any Virtual Asset Service Provider (VASP) activity as defined by the Financial Action Task Force (FATF).

All data, indicators, scores, and analytics displayed on the Platform are generated through automated quantitative systems and are presented for informational and educational purposes only. This Platform relies on the publisher's exclusion under Section 202(a)(11)(D) of the Investment Advisers Act of 1940.

Access to the Platform requires creation of a user account through our email verification system. By creating an account, you agree to:

• Provide accurate and complete registration information, including a valid email address.
• Maintain the security and confidentiality of your account credentials and access methods.
• Accept responsibility for all activities that occur under your account, whether or not authorized by you.
• Immediately notify Quant Digital of any unauthorized use or security breach of your account.
• Maintain only one account per individual. Multiple accounts for the same person are prohibited.

Quant Digital reserves the right to suspend, disable, or terminate any account at any time, with or without cause, and with or without notice. We are not liable for any loss or damage arising from your failure to comply with these account security obligations.

You agree to use the Platform only for its intended purpose and in compliance with all applicable laws. The following activities are strictly prohibited:

• Scraping, crawling, harvesting, or automated collection of any data, content, or information from the Platform by any means, including bots, scripts, spiders, or similar automated tools.
• Reverse engineering, decompiling, disassembling, or otherwise attempting to derive the source code, algorithms, models, or proprietary logic of the Platform or its quantitative systems.
• Redistributing, republishing, sublicensing, or commercially exploiting any data, indicators, signals, scores, or content obtained from the Platform without prior written consent.
• Using the Platform or its data for any form of market manipulation, insider trading, front-running, wash trading, or other illegal or fraudulent trading activity.
• Attempting to circumvent, disable, or interfere with any security features, rate limits, access controls, or technical restrictions of the Platform.
• Interfering with or disrupting the integrity, performance, or availability of the Platform, its servers, networks, or connected systems.
• Using the Platform to transmit malware, viruses, or any harmful or destructive code.
• Impersonating any person or entity, or misrepresenting your affiliation with any person or entity.
• Using the Platform in any manner that could damage, overburden, or impair its functionality or appearance.
• Accessing the Platform from any restricted jurisdiction or in violation of any applicable sanctions or export control regulations.

Violation of this Acceptable Use Policy may result in immediate termination of your account and access to the Platform, and may subject you to civil or criminal liability.

All content, features, functionality, software, code, algorithms, quantitative models, trading systems, indicator methodologies, scoring frameworks, user interface designs, graphics, logos, and documentation on the Platform are the exclusive property of Quant Digital and are protected by intellectual property laws including copyright, trademark, trade secret, and other proprietary rights.

Subject to your compliance with these Terms, Quant Digital grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform for your personal, non-commercial informational purposes only. This license does not include the right to:

• Modify, adapt, translate, or create derivative works based on the Platform or its content.
• Remove, alter, or obscure any proprietary notices, watermarks, or attributions.
• Use the Platform's content, data, or methodologies for commercial purposes or to develop competing products or services.
• Frame, mirror, or embed the Platform or any portion thereof on any third-party website or application.

This license terminates automatically upon any violation of these Terms or upon termination of your account. All rights not expressly granted herein are reserved by Quant Digital.

Quant Digital collects and processes limited personal data in connection with the Platform. The categories of data collected include:

• Account Data: Email address provided during registration and authentication.
• Preference Data: Notification preferences, dashboard display settings, and UI configurations.
• Consent Records: Timestamps and metadata of your acceptance of these Terms, including IP address and user agent for legal compliance and audit purposes.
• Usage Data: General access patterns, feature usage, and technical metadata for service improvement.

Authentication is managed through Clerk, a third-party authentication provider. Your authentication data is subject to Clerk's privacy policy and terms of service in addition to these Terms.

Quant Digital does NOT collect, store, or have access to: wallet addresses, private keys, exchange credentials, trading history, portfolio holdings, financial account information, or any sensitive financial data of its users.

We may use anonymized, aggregated data for analytics, service improvement, and research purposes. Such aggregated data cannot be used to identify individual users.

If you are located in the European Economic Area (EEA), the United Kingdom, or any jurisdiction with comparable data protection legislation, you have the following rights regarding your personal data, subject to applicable law:

• Right of Access (Article 15 GDPR): You may request a copy of the personal data we hold about you.
• Right to Rectification (Article 16 GDPR): You may request correction of inaccurate or incomplete personal data.
• Right to Erasure (Article 17 GDPR): You may request deletion of your personal data ("right to be forgotten"), subject to applicable legal retention obligations.
• Right to Restriction of Processing (Article 18 GDPR): You may request that we limit our processing of your personal data under certain circumstances.
• Right to Data Portability (Article 20 GDPR): You may request your personal data in a structured, commonly used, machine-readable format.
• Right to Object (Article 21 GDPR): You may object to the processing of your personal data for direct marketing or based on legitimate interests.
• Right to Withdraw Consent: Where processing is based on consent, you may withdraw consent at any time without affecting the lawfulness of prior processing.

To exercise any of these rights, contact us at legal@quantdigital.org. We will respond within 30 days (or the timeframe required by applicable law). You also have the right to lodge a complaint with your local data protection supervisory authority.

Lawful Basis for Processing: We process personal data on the following bases under Article 6 GDPR: (a) performance of a contract (providing the Platform service); (b) consent (cookie usage, marketing communications); (c) legitimate interests (service improvement, security, fraud prevention); and (d) legal obligations (consent records, tax compliance).

International Data Transfers: Your data may be processed outside your country of residence. For transfers from the EEA/UK to countries not recognized as having adequate data protection, we rely on Standard Contractual Clauses (SCCs) approved by the European Commission or other legally recognized transfer mechanisms. Users in the United States may be covered under the EU-US Data Privacy Framework where applicable.

Data Retention: We retain personal data only for as long as necessary to fulfill the purposes outlined in these Terms, or as required by law. Consent records are retained indefinitely for legal defensibility. Account data is deleted upon account termination, subject to applicable legal retention requirements.

THE PLATFORM AND ALL CONTENT, DATA, INDICATORS, SIGNALS, SCORES, ANALYTICS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. QUANT DIGITAL MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, REGARDING THE PLATFORM.

WITHOUT LIMITING THE FOREGOING, QUANT DIGITAL SPECIFICALLY DISCLAIMS ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE.

QUANT DIGITAL DOES NOT WARRANT THAT: (A) THE PLATFORM WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (B) THE PLATFORM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) ANY DATA, INDICATORS, SIGNALS, OR RESULTS OBTAINED THROUGH THE PLATFORM WILL BE ACCURATE, RELIABLE, OR COMPLETE; OR (D) ANY DEFECTS IN THE PLATFORM WILL BE CORRECTED.

For the complete Disclaimer including risk disclosures, data accuracy limitations, and regional regulatory notices, please refer to our Full Disclaimer.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL QUANT DIGITAL, ITS OPERATORS, OWNERS, AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO: DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE PLATFORM.

THIS LIMITATION APPLIES REGARDLESS OF THE THEORY OF LIABILITY (WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, WARRANTY, OR OTHERWISE) AND EVEN IF QUANT DIGITAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE MAXIMUM AGGREGATE LIABILITY OF QUANT DIGITAL FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT PAID BY YOU TO QUANT DIGITAL IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM; OR (B) ONE HUNDRED UNITED STATES DOLLARS ($100.00 USD).

THE PLATFORM IS PROVIDED AS A FREE SERVICE. YOU ACKNOWLEDGE THAT THE LIMITATIONS OF LIABILITY SET FORTH HEREIN ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN QUANT DIGITAL AND YOU, AND THAT QUANT DIGITAL WOULD NOT PROVIDE THE PLATFORM WITHOUT SUCH LIMITATIONS.

NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW, INCLUDING LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE, FRAUD, OR FRAUDULENT MISREPRESENTATION.

You agree to indemnify, defend, and hold harmless Quant Digital, its operators, owners, affiliates, directors, officers, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to:

• Your access to or use of the Platform, including any data, content, or information obtained therefrom.
• Any trading, investment, or financial decision made by you based on or influenced by data, indicators, signals, or content from the Platform.
• Your violation of these Terms or any applicable law, regulation, or third-party right.
• Any claim that your use of the Platform caused damage to a third party.
• Your negligence, willful misconduct, or fraudulent activity.
• If you use Platform data to create advice for your clients or third parties, you are solely responsible for all advice, recommendations, or services derived from such data.

This indemnification obligation shall survive the termination of these Terms and your use of the Platform.Quant Digital reserves the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense of such claims.

Quant Digital shall not be liable for any failure, delay, or interruption in the performance of any obligation under these Terms where such failure, delay, or interruption results from circumstances beyond reasonable control, including but not limited to:

• Acts of God, natural disasters, pandemics, epidemics, or public health emergencies.
• Wars, armed conflicts, terrorism, civil unrest, sanctions, embargoes, or government actions.
• Network outages, internet disruptions, telecommunications failures, or infrastructure failures.
• API failures, rate limiting, deprecation, or data feed disruptions from third-party providers including CoinGecko, TradingView, and other data sources.
• Cyberattacks, distributed denial-of-service (DDoS) attacks, hacking, ransomware, or data breaches.
• Blockchain network congestion, hard forks, chain reorganizations, or protocol-level failures.
• Exchange shutdowns, insolvencies, delistings, or trading halts affecting data availability.
• Changes in applicable law, regulation, regulatory interpretation, or court orders.
• Power failures, hardware failures, cloud infrastructure outages, or hosting provider disruptions.
• Labor disputes, strikes, or supply chain disruptions.

During a force majeure event, Quant Digital's obligations shall be suspended for the duration of the event. Quant Digital shall make reasonable efforts to mitigate the effects of such events but shall have no liability for any losses incurred during the force majeure period.

These Terms are effective until terminated. Quant Digital may terminate or suspend your access to the Platform immediately, without prior notice or liability, for any reason, including without limitation if you breach any provision of these Terms.

You may terminate your use of the Platform at any time by discontinuing access and requesting account deletion by contacting legal@quantdigital.org.

Upon termination: (a) all rights and licenses granted to you under these Terms will immediately cease; (b) you must immediately stop all use of the Platform; (c) Quant Digital may delete your account data in accordance with applicable data retention requirements, subject to your data protection rights under Section 7.

The following provisions shall survive termination: Sections 5 (Intellectual Property), 7 (Data Protection Rights), 8 (Disclaimer of Warranties), 9 (Limitation of Liability), 10 (Indemnification), 11 (Force Majeure), 14 (Governing Law), 16 (Severability), and 17 (Entire Agreement).

Quant Digital reserves the right to modify, amend, or replace these Terms at any time at its sole discretion. Changes will be indicated by updating the version number and effective date at the top of this document.

For material changes, Quant Digital will require re-acceptance of the updated Terms through the Platform's consent mechanism before continued access is granted. You will be redirected to the acceptance page upon your next login or access attempt following a material update.

It is your responsibility to review these Terms periodically. Your continued use of the Platform after any modification constitutes your binding acceptance of the modified Terms. If you do not agree to the modified Terms, your sole remedy is to discontinue use of the Platform.

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. The Federal Arbitration Act shall govern the interpretation and enforcement of the arbitration provisions herein.

FOR USERS IN THE UNITED STATES:

Any dispute, claim, or controversy arising out of or relating to these Terms or the Platform shall be resolved through final and binding arbitration administered by JAMS under its Streamlined Arbitration Rules and Procedures. The arbitration shall be conducted by a single arbitrator, and the decision of the arbitrator shall be final, binding, and enforceable in any court of competent jurisdiction. The seat of arbitration shall be Wilmington, Delaware.

CLASS ACTION WAIVER: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST QUANT DIGITAL.

30-DAY OPT-OUT: You may opt out of this arbitration agreement and class action waiver by sending written notice to legal@quantdigital.org within thirty (30) days of your first acceptance of these Terms. Your notice must include your full name, email address associated with your account, and a clear statement that you wish to opt out of the arbitration agreement. If you opt out, disputes will be resolved in the state or federal courts located in Wilmington, Delaware.

INFORMAL RESOLUTION: Before initiating arbitration, you agree to first attempt informal resolution by contacting legal@quantdigital.org and providing a written description of your dispute. Both parties agree to negotiate in good faith for a period of sixty (60) days before either party may commence arbitration.

FOR USERS IN THE EUROPEAN UNION OR UNITED KINGDOM:

If you are a consumer located in the European Union or United Kingdom, mandatory consumer protection laws of your country of residence may apply to these Terms in addition to Delaware law. The arbitration and class action waiver provisions above shall not apply to you to the extent they would deprive you of rights under mandatory consumer protection legislation, including EU Directive 93/13/EEC on Unfair Contract Terms or the UK Consumer Rights Act 2015. Disputes may be brought before the courts of your country of residence or, at your option, the courts of Delaware.

You may also use the European Commission's Online Dispute Resolution (ODR) platform at ec.europa.eu/consumers/odr for alternative dispute resolution.

FOR ALL OTHER USERS:

For users located outside the United States, the European Union, and the United Kingdom, disputes shall be resolved through binding arbitration administered by JAMS under its International Arbitration Rules. The seat of arbitration shall be Wilmington, Delaware. Small claims (under $10,000 USD) may alternatively be brought in any court of competent jurisdiction.

If any portion of this arbitration or class action waiver is found to be unenforceable in any jurisdiction, the entirety of this dispute resolution provision shall be deemed void in that jurisdiction only, and disputes shall be resolved by a court of competent jurisdiction. The unenforceability in one jurisdiction shall not affect enforceability in any other jurisdiction.

This Platform is not intended for use in, and is not available to, residents, citizens, or persons located in any jurisdiction where such use would violate applicable law or regulation.

In compliance with applicable sanctions laws, this Platform is not available to persons or entities in: Cuba, Iran, North Korea, Syria, the Crimea/Donetsk/Luhansk regions, or any other comprehensively sanctioned jurisdiction. See our Disclaimer for the complete list of restricted jurisdictions.

Quant Digital reserves the right to implement IP-based geolocation screening and to restrict access from any jurisdiction at any time. Users who access the Platform from restricted jurisdictions do so in violation of these Terms and at their sole risk.

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed from these Terms.

The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the remaining provisions of these Terms, which shall continue in full force and effect. This severability clause applies across all jurisdictions — if a provision is unenforceable in one jurisdiction, it remains enforceable in all other jurisdictions where it is permitted.

These Terms of Service, together with the Disclaimer, constitute the entire agreement between you and Quant Digital regarding your use of the Platform and supersede all prior and contemporaneous agreements, proposals, representations, and understandings, whether oral or written, relating to the subject matter hereof.

No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision. The failure of Quant Digital to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

For questions, concerns, or notices regarding these Terms of Service, or to exercise your data protection rights under Section 7, please contact:

All notices to Quant Digital must be sent via email to the address above and shall be deemed received upon confirmation of delivery. Notices to you may be sent to the email address associated with your account and shall be deemed received twenty-four (24) hours after transmission.

For data protection inquiries from the European Economic Area, you may also contact the supervisory authority in your country of residence.